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1fr;gap:1px;background:var(--taupe);border:1px solid var(--taupe)}.pf-ratecard{background:var(--bg);padding:40px 36px}.pf-ratecard h3{font-family:var(--font-display);font-weight:300;font-size:1.5rem;text-align:center;margin-bottom:20px}.pf-ratesub{font-family:var(--font-display);font-weight:300;font-size:1.15rem;text-align:center;margin:28px 0 14px}.pf-ratelist{list-style:none}.pf-ratelist li{display:flex;justify-content:space-between;gap:16px;padding:13px 0;border-bottom:1px solid var(--taupe);font-size:.95rem;color:var(--mocha)}.pf-ratelist li:last-child{border-bottom:none}.pf-rateval{font-weight:500;color:var(--text);white-space:nowrap}.pf-fees__note{text-align:center;color:var(--mocha);font-size:.85rem;margin:32px auto 0;line-height:1.7;max-width:620px}.pf-fees__note strong{color:var(--text)}@media (max-width: 700px){.pf-fees__grid{grid-template-columns:1fr}}.fx{padding-top:124px;background:var(--bg)}.fx-hero{padding:clamp(76px,11vh,140px) 0 clamp(56px,8vh,92px);border-bottom:1px solid var(--taupe)}.fx-hero__inner{display:flex;flex-direction:column;align-items:center;text-align:center}.fx-hero .eyebrow{color:var(--rosewood);margin-bottom:18px}.fx-hero__title{font-family:var(--font-display);font-weight:300;font-size:clamp(3.4rem,9vw,7rem);line-height:.95;letter-spacing:-.02em;color:var(--text)}.fx-hero__caret{display:block;color:var(--mocha);font-size:1.6rem;line-height:1;margin:14px 0 20px}.fx-hero__sub{max-width:60ch;color:var(--mocha);font-size:var(--body-l);line-height:1.8;font-weight:300}.fx-open{padding:var(--section-y) 0;background:var(--bg)}.fx-open__grid{display:grid;grid-template-columns:1.55fr 1fr;gap:clamp(36px,6vw,104px);align-items:start}.fx-open__body .eyebrow{color:var(--rosewood)}.fx-open__title{font-family:var(--font-display);font-weight:300;font-size:var(--h2);line-height:1.05;letter-spacing:-.01em;color:var(--text);margin:4px 0 28px;max-width:18ch}.fx-open__body p{color:var(--mocha);line-height:1.9;margin-bottom:22px;max-width:56ch}.fx-open__body p strong{color:var(--text);font-weight:500}.fx-open__drop:first-letter{float:left;font-family:var(--font-display);font-weight:300;font-size:4.4rem;line-height:.82;padding:6px 14px 0 0;color:var(--rosewood)}.fx-open__cta{margin-top:10px}.fx-card{position:sticky;top:110px;background:var(--char);border:1px solid var(--taupe);border-radius:var(--radius);padding:38px 34px;box-shadow:0 24px 56px #221c1712}.fx-card__rule{display:block;width:38px;height:2px;background:var(--rosewood);margin-bottom:22px}.fx-card__title{font-family:var(--font-display);font-weight:300;font-size:1.6rem;color:var(--text);margin-bottom:8px}.fx-card__note{color:var(--mocha);font-size:.92rem;line-height:1.7;margin-bottom:26px}.fx-card__lines{list-style:none}.fx-card__lines li{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:13px 0;border-bottom:1px solid var(--taupe)}.fx-card__lines li:first-child{border-top:1px solid var(--taupe)}.fx-card__k{font-size:.68rem;letter-spacing:.2em;text-transform:uppercase;color:var(--mocha)}.fx-card__v{font-size:.95rem;color:var(--text);transition:color var(--dur-fast)}.fx-card__v:hover{color:var(--rosewood)}.fx-card__hours{display:flex;flex-direction:column;gap:5px;margin-top:24px}.fx-card__hours span:not(.fx-card__k){font-size:.86rem;color:var(--mocha)}.fx-card__hours .fx-card__k{margin-bottom:6px}.fx-detail{padding:var(--section-y) 0;background:var(--char);border-top:1px solid var(--taupe)}.fx-detail__grid{display:grid;grid-template-columns:.9fr 1.6fr;gap:clamp(36px,6vw,96px);align-items:start}.fx-detail__intro{position:sticky;top:110px}.fx-detail__intro .eyebrow{color:var(--rosewood);display:block}.fx-detail__title{font-family:var(--font-display);font-weight:300;font-size:var(--h2);line-height:1.05;letter-spacing:-.01em;color:var(--text);margin:4px 0 24px}.fx-detail__intro p{color:var(--mocha);line-height:1.9;max-width:44ch}.fx-ledger{display:flex;flex-direction:column}.fx-ledger__row{border-top:1px solid var(--taupe)}.fx-ledger__row:last-child{border-bottom:1px solid var(--taupe)}.fx-ledger__head{width:100%;display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:clamp(16px,2.4vw,36px);background:none;border:none;cursor:pointer;text-align:left;padding:28px 0}.fx-ledger__n{font-family:var(--font-display);font-weight:300;font-size:1.4rem;color:var(--rosewood);line-height:1}.fx-ledger__head h3{font-family:var(--font-display);font-weight:300;font-size:clamp(1.3rem,2vw,1.8rem);color:var(--text);transition:color var(--dur-fast)}.fx-ledger__head:hover h3{color:var(--mocha)}.fx-ledger__icon{color:var(--mocha);font-size:1.5rem;line-height:1}.fx-ledger__body{overflow:hidden}.fx-ledger__body p{padding:0 0 30px clamp(34px,4.4vw,60px);color:var(--mocha);line-height:1.9;max-width:62ch}@media (max-width: 980px){.fx-open__grid{grid-template-columns:1fr;gap:48px}.fx-card{position:static}.fx-detail__grid{grid-template-columns:1fr;gap:44px}.fx-detail__intro{position:static}}@media (max-width: 680px){.fx-ledger__head{padding:22px 0;gap:14px}.fx-ledger__body p{padding-left:0}}.feespage{padding-top:124px;background:var(--bg)}.feespage__hero{position:relative;overflow:hidden;padding:80px 0;text-align:center}.feespage__hero-bg{position:absolute;top:0;right:0;bottom:0;left:0;z-index:0;background:radial-gradient(120% 100% at 70% 0%,rgba(58,50,43,.5),transparent 55%)}.feespage__hero-inner{position:relative;z-index:2;display:flex;flex-direction:column;align-items:center}.feespage__hero-inner .display{font-size:var(--display-l)}.feespage__caret{color:var(--mocha);margin:12px 0;font-size:1rem}.feespage__hero-inner p{max-width:50ch;color:var(--mocha);font-weight:300}.feespage__intro{background:var(--char);padding:var(--section-y) 0;border-top:1px solid var(--taupe);border-bottom:1px solid var(--taupe)}.fee-grid{display:grid;grid-template-columns:1.7fr 1fr;gap:1px;background:var(--taupe);border:1px solid var(--taupe);align-items:stretch}.fee-card{background:var(--char);padding:48px}.fee-card .display{font-size:var(--h2);margin-bottom:24px}.fee-card p{color:var(--mocha);margin-bottom:20px;line-height:1.8}.fee-card strong{color:var(--text)}.fee-card__cta{margin-top:12px}.fee-contact{background:var(--char);padding:40px 36px}.fee-contact h4{font-family:var(--font-display);font-weight:300;font-size:1.3rem;margin-bottom:16px}.fee-contact h4+ul{margin-bottom:28px}.fee-contact ul{list-style:none}.fee-contact li{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px solid var(--taupe);font-size:.88rem}.fee-contact li strong{font-weight:500}.fee-contact li span{color:var(--mocha);text-align:right}.feespage__detail{padding:var(--section-y) 0;background:var(--bg)}.feespage__detail-lead{max-width:70ch;margin:18px auto 56px;text-align:center;color:var(--mocha);line-height:1.8}.acc-list{max-width:820px;margin:0 auto;display:flex;flex-direction:column}.acc{border-bottom:1px solid var(--taupe);transition:background var(--dur-base)}.acc:first-child{border-top:1px solid var(--taupe)}.acc__head{width:100%;display:flex;align-items:center;justify-content:space-between;gap:20px;background:none;border:none;cursor:pointer;text-align:left;padding:26px 4px;font-family:var(--font-display);font-weight:300;font-size:1.2rem;color:var(--text);transition:color var(--dur-fast)}.acc__head:hover{color:var(--mocha)}.acc.is-open .acc__head{color:var(--text)}.acc__icon{color:var(--mocha);font-size:1.4rem;line-height:1;flex-shrink:0}.acc__body{overflow:hidden}.acc__body p{padding:0 4px 28px;color:var(--mocha);line-height:1.85;max-width:70ch}.acc__body p:not(:last-child){padding-bottom:16px}@media (max-width: 900px){.fee-grid{grid-template-columns:1fr}.fee-card{padding:36px}}.faqx{padding-top:124px;background:var(--bg)}.faqx-hero{padding:clamp(76px,11vh,140px) 0 clamp(46px,7vh,76px);border-bottom:1px solid var(--taupe);text-align:center}.faqx-hero__inner{display:flex;flex-direction:column;align-items:center}.faqx-hero .eyebrow{color:var(--rosewood);margin-bottom:18px}.faqx-hero__title{font-family:var(--font-display);font-weight:300;font-size:clamp(2.8rem,8vw,5.5rem);line-height:.95;letter-spacing:-.02em;color:var(--text)}.faqx-hero__caret{display:block;color:var(--mocha);font-size:1.5rem;line-height:1;margin:14px 0 18px}.faqx-hero__sub{max-width:58ch;color:var(--mocha);font-size:var(--body-l);line-height:1.8;font-weight:300}.faqx-body{padding:var(--section-y) 0}.faqx-intro{max-width:64ch;margin:0 auto clamp(36px,4.5vw,56px);text-align:center;color:var(--mocha);line-height:1.9}.faqx-cta{padding:var(--section-y) 0;background:var(--char);border-top:1px solid var(--taupe)}.faqx-cta .display{font-size:var(--h2);margin-bottom:16px}.faqx-cta p{color:var(--mocha);margin-bottom:30px}.inq{padding-top:124px;background:var(--bg)}.inq-hero{position:relative;overflow:hidden;text-align:center;color:var(--on-media);padding:clamp(104px,17vh,210px) 0 clamp(92px,13vh,168px)}.inq-hero__video{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%;object-fit:cover;z-index:0}.inq-hero__scrim{position:absolute;top:0;right:0;bottom:0;left:0;z-index:1;pointer-events:none;background:linear-gradient(180deg,#0b080794,#0b08076b 42%,#0b0807bd)}.inq-hero__inner{position:relative;z-index:2;display:flex;flex-direction:column;align-items:center}.inq-hero .eyebrow{color:var(--on-media-soft);margin-bottom:22px}.inq-hero__title{font-family:var(--font-display);font-weight:300;font-size:clamp(2.8rem,7vw,6rem);line-height:1;letter-spacing:-.02em;color:var(--on-media);margin-bottom:28px}.inq-hero__lead{max-width:56ch;color:var(--on-media-soft);font-size:var(--body-l);line-height:1.8;font-weight:300}.inq-hero__cta{display:flex;align-items:center;gap:26px;margin-top:42px;flex-wrap:wrap;justify-content:center}.inq-hero__call{color:var(--on-media-soft);font-size:.92rem;border-bottom:1px solid rgba(244,239,231,.34);padding-bottom:2px;transition:color var(--dur-fast)}.inq-hero__call:hover{color:var(--on-media)}.inq-steps{padding:var(--section-y) 0;background:var(--char);border-top:1px solid var(--taupe);border-bottom:1px solid var(--taupe)}.inq-steps__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(24px,4vw,64px);margin-top:64px}.inq-step{text-align:center;padding:0 6px}.inq-step__n{font-family:var(--font-display);font-weight:300;font-size:2.4rem;color:var(--rosewood);display:block;margin-bottom:18px;line-height:1}.inq-step h3{font-family:var(--font-display);font-weight:300;font-size:1.5rem;color:var(--text);margin-bottom:14px}.inq-step p{color:var(--mocha);line-height:1.8;max-width:34ch;margin:0 auto}.inq-share{padding:var(--section-y) 0;background:var(--bg)}.inq-share__inner{display:grid;grid-template-columns:1fr 1.1fr;gap:clamp(32px,5vw,88px);align-items:start}.inq-share__intro .eyebrow{color:var(--rosewood);display:block;margin-bottom:16px}.inq-share__intro .display{font-size:var(--h2);line-height:1.05;margin-bottom:24px;color:var(--text)}.inq-share__intro p{color:var(--mocha);line-height:1.85;margin-bottom:18px;max-width:46ch}.inq-share__aside{font-size:.88rem;opacity:.85}.inq-share__list{border-top:1px solid var(--taupe)}.inq-share__row{display:grid;grid-template-columns:.78fr 1.22fr;gap:24px;padding:22px 4px;border-bottom:1px solid var(--taupe);align-items:baseline}.inq-share__row dt{font-family:var(--font-display);font-weight:300;font-size:1.2rem;color:var(--text)}.inq-share__row dd{color:var(--mocha);line-height:1.6}.inq-lines{padding:var(--section-y) 0;background:var(--ivory);color:var(--espresso)}.inq-lines .eyebrow{color:var(--on-media-soft)}.inq-lines .display{color:var(--espresso)}.inq-lines__grid{display:grid;grid-template-columns:repeat(5,1fr);gap:1px;margin-top:56px;background:#f4efe724;border:1px solid rgba(244,239,231,.14)}.inq-line{background:var(--ivory);padding:34px 20px;text-align:center;display:flex;flex-direction:column;gap:10px;transition:background var(--dur-base) var(--ease-soft)}.inq-line:hover{background:#241d19}.inq-line__k{font-size:.7rem;letter-spacing:.22em;text-transform:uppercase;color:var(--rosewood)}.inq-line__v{color:var(--on-media);font-size:.95rem}.inq-lines__hours{text-align:center;margin-top:38px;color:var(--on-media-soft);font-size:.82rem;letter-spacing:.08em}.inq-disc{padding:var(--section-y) 0;background:var(--char);border-top:1px solid var(--taupe)}.inq-disc__inner{max-width:760px;margin:0 auto;text-align:center}.inq-disc .eyebrow{color:var(--rosewood);display:block;margin-bottom:16px}.inq-disc .display{font-size:var(--h2);margin-bottom:24px;color:var(--text)}.inq-disc p{color:var(--mocha);line-height:1.9;margin:0 auto 26px;max-width:64ch}.inq-methods{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin:30px 0}.inq-method{border:1px solid var(--taupe);border-radius:100px;padding:9px 22px;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--text);background:var(--bg)}.inq-disc__note{font-size:.86rem;opacity:.85;max-width:58ch}@media (max-width: 900px){.inq-steps__grid{grid-template-columns:1fr;gap:48px}.inq-share__inner{grid-template-columns:1fr;gap:36px}.inq-lines__grid{grid-template-columns:repeat(2,1fr)}}@media (max-width: 560px){.inq-lines__grid{grid-template-columns:1fr}}.applypage{padding-top:124px;background:var(--bg)}.applypage__hero{position:relative;overflow:hidden;padding:90px 0;text-align:center}.applypage__hero-video{position:absolute;top:0;right:0;bottom:0;left:0;z-index:0;width:100%;height:100%;object-fit:cover}.applypage__hero-bg{position:absolute;top:0;right:0;bottom:0;left:0;z-index:1;background:radial-gradient(95% 95% at 50% 48%,#100b0985,#100b0957 60%,#100b0938)}.applypage__hero-inner{position:relative;z-index:2}.applypage__hero-inner .eyebrow{color:var(--on-media-soft)}.applypage__hero-inner .display{font-size:var(--display-l);color:var(--on-media)}.applypage__hero-inner p{color:var(--on-media-soft);letter-spacing:.16em;text-transform:uppercase;font-size:.8rem;margin-top:14px}.bm-intro{padding:clamp(4rem,8vh,7rem) 0 0}.bm-intro__lead{max-width:760px;margin:0 auto;text-align:center}.bm-intro__lead .display{font-size:var(--h2);margin:12px auto 0;max-width:20ch}.bm-intro__lead p{color:var(--mocha);font-size:1.08rem;line-height:1.85;max-width:58ch;margin:28px auto 0}.bm-trust{display:grid;grid-template-columns:repeat(4,1fr);margin-top:clamp(3rem,6vh,5rem);border-top:1px solid var(--taupe);border-bottom:1px solid var(--taupe)}.bm-trust__item{text-align:center;padding:34px 18px;border-right:1px solid var(--taupe)}.bm-trust__item:last-child{border-right:none}.bm-trust__n{display:block;font-family:var(--font-display);font-weight:400;font-size:clamp(1.4rem,2.4vw,2rem);color:var(--text);line-height:1.1}.bm-trust__l{display:block;font-size:.72rem;letter-spacing:.15em;text-transform:uppercase;color:var(--mocha);margin-top:12px}.bm-benefits{padding:var(--section-y) 0}.bm-benefits__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:56px}.bm-benefit{position:relative;background:var(--char);border:1px solid var(--taupe);border-radius:var(--radius);padding:40px 34px;overflow:hidden;transition:border-color var(--dur-fast) var(--ease-soft),box-shadow var(--dur-base) var(--ease-soft)}.bm-benefit:before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:var(--rosewood);transform:scaleX(0);transform-origin:left;transition:transform var(--dur-base) var(--ease-expo)}.bm-benefit:hover{border-color:var(--rosewood);box-shadow:0 24px 54px #221c171a}.bm-benefit:hover:before{transform:scaleX(1)}.bm-benefit__icon{display:grid;place-items:center;width:50px;height:50px;border:1px solid var(--taupe);border-radius:50%;color:var(--rosewood);font-size:1.15rem;margin-bottom:24px;transition:background var(--dur-base) var(--ease-soft),color var(--dur-base) var(--ease-soft)}.bm-benefit:hover .bm-benefit__icon{background:var(--rosewood);color:var(--char);border-color:var(--rosewood)}.bm-benefit h4{font-family:var(--font-display);font-weight:400;font-size:1.4rem;margin-bottom:12px}.bm-benefit p{color:var(--mocha);line-height:1.75;font-size:.98rem}.bm-how{padding:var(--section-y) 0;background:var(--char);border-top:1px solid var(--taupe);border-bottom:1px solid var(--taupe)}.bm-how__grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(40px,6vw,90px);align-items:start}.bm-how__head{position:sticky;top:130px}.bm-how__head .display{font-size:var(--h2);margin:12px 0 20px}.bm-how__head p{color:var(--mocha);line-height:1.8;max-width:40ch}.bm-steps{position:relative;padding-left:8px}.bm-steps__rail{position:absolute;left:30px;top:14px;bottom:14px;width:1px;background:var(--taupe)}.bm-steps__fill{position:absolute;top:0;right:0;bottom:0;left:0;background:var(--rosewood);transform-origin:top}.bm-step{position:relative;display:flex;gap:28px;align-items:flex-start;padding:0 0 26px}.bm-step:last-child{padding-bottom:0}.bm-step__dot{position:relative;z-index:1;flex-shrink:0;width:46px;height:46px;display:grid;place-items:center;border-radius:50%;background:var(--char);border:1px solid var(--taupe);font-family:var(--font-display);font-size:1rem;color:var(--rosewood);transition:background var(--dur-fast),color var(--dur-fast),border-color var(--dur-fast)}.bm-step.is-open .bm-step__dot{background:var(--rosewood);color:var(--char);border-color:var(--rosewood)}.bm-step__c{flex:1;background:transparent;border:none;text-align:left;cursor:pointer;padding:10px 0 14px;border-bottom:1px solid var(--taupe)}.bm-step:last-child .bm-step__c{border-bottom:none}.bm-step__c h4{display:flex;align-items:center;justify-content:space-between;gap:16px;font-family:var(--font-display);font-weight:400;font-size:1.3rem;color:var(--text);transition:color var(--dur-fast)}.bm-step__c:hover h4{color:var(--rosewood)}.bm-step__chev{flex-shrink:0;color:var(--rosewood);font-size:1.5rem;line-height:1;transition:transform var(--dur-fast) var(--ease-soft)}.bm-step.is-open .bm-step__chev{transform:rotate(90deg)}.bm-step__c p{overflow:hidden;color:var(--mocha);line-height:1.75;font-size:.98rem;max-width:46ch}.bm-step.is-open .bm-step__c p{margin-top:10px}.bm-philo{position:relative;overflow:hidden;background:var(--ivory);color:var(--on-media);padding:clamp(5rem,12vh,9rem) 0}.bm-philo__mark{position:absolute;right:-2vw;top:50%;transform:translateY(-50%);font-family:var(--font-display);font-size:34vw;line-height:1;color:#f4efe709;pointer-events:none}.bm-philo__inner{position:relative;z-index:1;max-width:880px}.bm-philo__quote{font-family:var(--font-display);font-weight:400;font-size:clamp(1.6rem,3.4vw,2.9rem);line-height:1.32;margin:22px 0 28px}.bm-philo__who{color:var(--on-media-soft);font-size:1.05rem;line-height:1.85;max-width:56ch}.bm-apply{padding:var(--section-y) 0}.bm-apply__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(40px,6vw,84px);align-items:center}.bm-apply__lead .display{font-size:var(--h2);margin:12px 0 18px;max-width:16ch}.bm-apply__lead p{color:var(--mocha);line-height:1.85;max-width:48ch;margin-bottom:32px}.bm-apply__cta{padding:18px 44px}.bm-apply__actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center}.bm-contact{background:var(--char);border:1px solid var(--taupe);border-radius:var(--radius);padding:40px 38px;box-shadow:0 22px 54px #221c1712}.bm-contact__title{font-family:var(--font-display);font-weight:400;font-size:1.5rem;margin-bottom:22px}.bm-contact__list{display:flex;flex-direction:column}.bm-contact__row{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:14px 0;border-bottom:1px solid var(--taupe)}.bm-contact__row dt{font-size:.68rem;letter-spacing:.16em;text-transform:uppercase;color:var(--mocha)}.bm-contact__row dd a{font-size:.98rem;color:var(--text);transition:color var(--dur-fast)}.bm-contact__row dd a:hover{color:var(--rosewood)}.bm-contact__hours{display:flex;flex-direction:column;gap:6px;margin-top:22px;font-size:.92rem;color:var(--mocha)}.bm-formwrap{overflow:hidden}.bm-formwrap .apply-card{margin-top:40px;max-width:820px}.apply-card{background:var(--char);padding:48px;border:1px solid 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